January

January is just so long .......................... can't believe it is only the 11th Jan. Feels like I have been back at work for weeks now - so long until the next pay day too :-(

Still, we have made some holiday plans for later in the year already which I'm really looking forward to and I joined Weight Watchers last week and that is giving me a challenge to aim for.

This is also going to be a big saving year for us as we have quite a few big bills looming this year. One of my New Year's resolutions was to put some money aside for next Christmas so that we are not faced with big credit card bills and overdrafts in January.